PRIVACY POLICY AND TERMS OF USE
Terms of Use
This  Web site is an online information and communication service provided to you free of charge, “as is”, by Kappa Publishing Group, Inc. and its affiliated companies (“Kappa”). Your use of the  Web site is subject to the following terms and conditions. Please read these Terms of Use carefully before using this site. Your use of the  Web site constitutes acceptance of these Terms of Use. If you do not agree to the Terms of Use stated below please log off this  Web site immediately. Kappa reserves the right, in its sole discretion, to modify, alter or otherwise update these Terms of Use at any time. Such modifications shall be effective immediately upon posting of the modified Terms of Use. Kappa retains the right to deny access to anyone at its complete discretion for any reason including for violation of any of these Terms of Use.

Trademarks and Copyrights
All material on this site, including but not limited to images, illustrations, and other content is protected by copyrights, trademarks, and other intellectual property rights which are owned and controlled by Kappa, its related companies or by other parties that have licensed their material to Kappa. Material on this  Web site is solely for your personal, non-commercial use. Such material may not be copied, reproduced, republished, modified, uploaded, posted, transmitted, or distributed in any way, including by e-mail or other electronic means, without the express prior written consent of Kappa. Any unauthorized use of such material may violate copyright laws, trademark laws, the laws of privacy and publicity, and communication regulations and statutes, and is prohibited. 

Submissions and Use of Message Boards
Kappa’s policy is that we will not accept or consider submissions of puzzles, stories or other editorial content. Therefore, do not send kappapublishing.com unsolicited submissions of material. Any material you send will not be treated as confidential.

This  Web site contains certain message boards that are provided as a free service to visitors who agree to abide by the following terms and conditions. Please note that Kappa does not review, monitor, screen or review any posting or message on its  Web site. All users visit and use the message boards at their own risk. Kappa assumes no responsibility for the content, accuracy, currency, completeness or usefulness of information, views, opinions or advice in any material on a message board or e-mail contained on, or sent through, this  Web site. In addition, Kappa does not endorse any opinions or recommendations posted by others. The information posted here is the responsibility of the person or persons posting the message. Any user who violates the terms and conditions listed herein may be permanently banned from posting messages herein. Further Kappa reserves the right to change these terms and conditions at any time and for any reason.

You are entirely responsible and liable for any message you post on this Web site. You agree to refrain from the following actions while using a message board on this  Web site.

1. Harassing, threatening, embarrasing or causing distress or discomfort upon another individual or entity;

2. Transmitting any information, data, text, communication or other materials that are unlawful, harmful, threatening, abusive, invasive of another’s privacy, harassing, defamatory, vulgar, obscene, hateful or racially or otherwise objectionable;

3. Impersonating any person, or acting in any ways which otherwise violate any person’s personal or property rights;

4. Posting or transmitting any advertising, promotional materials, or any other forms of solicitation, including but not limited to “junk mail,” “spam,” “chain letters,” or unsolicited mass distribution of e-mail;

5. Posting or transmitting third-party copyrighted information or in any way infringing on the intellectual property rights, contractual, proprietary or other personal or property rights of any person or entity;

6. Starting a thread on a message board that has to do with a stock or stocks (any message found under such thread may be deleted without prior notice);

7. Violating any applicable local, state, national or international law.

8. Selling any product or service without the written consent of Kappa.

You agree that Kappa in its sole discretion may remove posts by you if it believes that you may have in any way violated the terms and conditions contained herein, or any subsequent modifications.

Notwithstanding the foregoing, Kappa expressly disclaims any duty or obligation to monitor, edit, review, screen, or remove any information posted or other use of any message board or e-mail used by or through the Kappa  Web site, whether brought to Kappa’s attention or otherwise.

Links
Kappa’s  Web site may contain links to other sites with information gathering practices or terms of use different from Kappa’s. Kappa has not reviewed all of the sites linked to Kappa’s  Web site and is not responsible for the contents of any linked site. The inclusion of any link on Kappa’s  Web site does not imply endorsement by Kappa of any linked site. Linked sites are for your convenience only, and you link to them at your own risk. 

DISCLAIMER OF WARRANTIES AND LIABILITY

THE MATERIALS ON KAPPA’S  WEB SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. KAPPA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH, UNDER THE LAWS APPLICABLE TO THIS AGREEMENT, ARE IMPLIED BY LAW AND ARE INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION. NEITHER KAPPA NOR ITS AFFILIATED OR RELATED ENTITIES WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT KAPPA OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE MATERIAL THAT YOU READ ON KAPPA’S  WEB SITE IS PROVIDED FOR ENTERTAINMENT AND PROMOTIONAL PURPOSES. KAPPA DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN KAPPA’S  WEB SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

IN NO EVENT SHALL KAPPA BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL AND EXEMPLARY DAMAGES, OR ANY DAMAGES WHATSOEVER, ARISING FROM THE USE OR PERFORMANCE OF THIS  WEB SITE OR FROM ANY INFORMATION, SERVICES OR PRODUCTS PROVIDED THROUGH THIS  WEB SITE, EVEN IF KAPPA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH THIS  WEB SITE, OR ANY PORTION THEREOF, YOUR EXCLUSIVE REMEDY SHALL BE TO STOP USING THE  WEB SITE. 

General Provisions
Kappa’s  Web site is controlled and operated by Kappa from its offices in Blue Bell, Pennsylvania, United States of America. Kappa makes no representation that materials in Kappa’s  Web site are appropriate or available for use in other locations. If you choose to access Kappa’s  Web site from other locations you do so on your own initiative and are responsible for compliance with that location’s local laws, if and to the extent local laws may be applicable. This agreement shall be governed by, construed and enforced in accordance with the laws of the State of Pennsylvania, as it is applied to agreements entered into and to be performed entirely within such State. Any action you, any third party or Kappa bring to enforce this agreement or, in connection with, any matters related to this site shall be brought only in either the state or Federal Courts located in Philadelphia, Pennsylvania, and you expressly consent to the jurisdiction of said courts. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement, and shall not affect the validity and enforceability of any remaining provisions. 

Privacy
Kappa takes the issue of safeguarding the privacy and security of visitors to its  Web site very seriously. Kappa is the sole owner of the information collected on this site. Kappa will not sell, share or rent this information to others in ways different from what is disclosed in this statement. Kappa collects both personal and non-personal information of visitors to its  Web site. Kappa collects personal identifying information from visitors only if the visitor voluntarily submits such information to us. Certain non-personal information of visitors is recorded by the standard operation of Kappa’s Internet Servers.

Personal Information
Kappa collects information from its visitors at several different points on its  Web site. Personal information collected usually consists of an individual’s name, address, telephone number, e-mail address, and/or credit card information. This information is required only when an individual wishes to pursue a business relationship with Kappa or its clients such as receiving product information, or purchasing products from online stores available through this  Web site. Kappa always uses industry-standard encryption technologies when transferring and receiving consumer data exchanged with its  Web site. Once collected this information is stored in a secure, password-protected database that Kappa keeps separate from its corporate  Web site. This information will be provided to the extent necessary for credit card processors and/or banks, and those third parties necessary to process, package and deliver your order. Kappa will not disclose this personal information to any unrelated third party except when a third party is helping us pursue the business relationship initiated by the individual that provided the personal information. Personal information does not include information that is collected anonymously (i.e., without identification of the individual user) or demographic information not connected to an identified individual (See “Non-Personal Information” below).

In accordance with the Children’s Online Privacy Protection Act, Kappa makes no effort to secure personal information from children 13 years of age or younger. If we become aware that a child 13 years or younger age has submitted personal information, we will immediately delete that information and not disclose it to any third party, nor will we attempt to use it to further pursue a business relationship.

From time-to-time Kappa requests information from visitors via surveys or contests. Participation in these surveys or contests is completely voluntary and the visitor therefore has a choice of whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code and age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of Kappa’s  Web site, our print publications, as well as any products we may produce in the future.

From time-to-time Kappa sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your providing such information to Kappa.

Non Personal Information
Current technology allows for tracking of other information originating from a user’s computer, Internet Service Provider, or another originating network component. This information includes a user’s IP address and domain information, as well as ‘cookie’ information.

With regard to IP address and domain information, Kappa securely logs this data when a user visits our site. This information is only used to provide aggregate statistical information to help us keep the site functional and responsive, and to determine overall visitor usage patterns. This information is not utilized to try and identify specific individuals, or track an individual’s navigation through the site.

Our  Web site does use ‘cookie’ information to help provide an enhanced functional system experience to those visiting the site. A ‘cookie’ is a piece of data stored on the user’s hard drive containing information about the user. While our site does use ‘cookie’ information, only specific ‘cookie’ data elements helpful for our site’s operation are accessed and utilized. We may use ‘cookie’ information to determine ways in which our  Web site can be improved, but no personal identification information is included in such activities, and this information is not shared with any third party. If a user rejects the ‘cookie’ the user may still use the site.

Contact Us
This  Web site is controlled and operated by Kappa Publishing Group, Inc. at 6198 Butler Pike, Suite 200, Blue Bell, PA 19422. The phone number is (215) 643-6385. If you have any questions regarding these Terms of Use and Privacy Policies, feel free to contact us.